ROYAL BUSINESS BANK365-Day CD Promotion$25,000.00$99,999.99$100,000.00* and above365-Day1.58% APY1.68% APYThe special rate apply to both Personal and Business Certificate of Deposit accounts. APY Annual Percentage Yields are accurate as ofThursday February 1, 2018 and are subject to be changed at any time. Early withdrawal penalty could reduce the earning on the account.Early withdraw penalty applies and as follows: 30 days of simple interest for 365-day term, 90 days of simple interest for 366-day term ormore. Minimum balance required to open an account and to obtain the advertised APY. Must be new funds from other financial institutionsEffective promotion date from February 1, 2018 to February 28, 2018. Promotion subject to be terminated at the Bank's discretion.Spring Mountain BranchMember,em-3919 Spring Mountain Rd, Las Vegas, NV 89102www.royalbusinessbankusa.comTel: 702-889-9822

Date: February 17, 2018

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ROYAL BUSINESS BANK 365-Day CD Promotion $25,000.00$99,999.99 $100,000.00* and above 365-Day 1.58% APY 1.68% APY The special rate apply to both Personal and Business Certificate of Deposit accounts. APY Annual Percentage Yields are accurate as of Thursday February 1, 2018 and are subject to be changed at any time. Early withdrawal penalty could reduce the earning on the account. Early withdraw penalty applies and as follows: 30 days of simple interest for 365-day term, 90 days of simple interest for 366-day term or more. Minimum balance required to open an account and to obtain the advertised APY. Must be new funds from other financial institutions Effective promotion date from February 1, 2018 to February 28, 2018. Promotion subject to be terminated at the Bank's discretion. Spring Mountain Branch Member ,em- 3919 Spring Mountain Rd, Las Vegas, NV 89102 www.royalbusinessbankusa.com Tel: 702-889-9822